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Insurance · Personal Lines

Personal Lines Insurance Producer

Personal property and casualty — dwelling, homeowners, and personal auto, without the commercial material.

4.8from real test-takers

Curriculum

What's on the exam

Every topic covered for Personal Lines, grouped the way the exam outline groups them.

  • Insurers General Knowledge
  • Risk, Perils, and Risk Management
  • Insurable Risk, Indemnity, and Utmost Good Faith
  • Elements of a Legal Contract
  • The Application and Contract Characteristics
  • Warranties, Representations, and Interpretation
  • Producers and General Rules of Agency

  • Insurance Principles and Policy Structure
  • Policy Administration, Causes of Loss, and Valuation
  • Coinsurance, Deductibles, and Negligence
  • Torts, Damages, and Liability Policies
  • Dwelling Policy Concepts
  • Homeowners Policy Forms (HO-2 to HO-8)
  • Homeowners Eligibility and Section I Coverages
  • Coverage C Special Limits and Additional Coverages
  • Homeowners Perils and Exclusions
  • Homeowners Section II — Liability Coverages
  • Homeowners Conditions, Loss Settlement, and Endorsements
  • PAP Basics and Liability Coverage
  • Financial Responsibility and Medical Payments
  • Uninsured Motorists and Collision Coverage
  • Other Than Collision and Auto Claims
  • Other Types of Property and Casualty Insurance

  • Federal Laws and Regulations