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Insurance · Life, Accident & Health

Life & Health Insurance Practice Exam & Prep

Get ready for the life and health insurance licensing exam with a large bank of realistic practice questions, full-length mock exams timed and scored like the real thing, and a clear explanation behind every answer — in your browser or on your phone.

4.8from real test-takers
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Realistic life & health insurance practice exams

Practice across the whole blueprint — life insurance basics and policy types, annuities, medical and disability plans, group health, and the federal tax rules behind them — with questions written to match the wording and difficulty of the real exam.

  • Hundreds of questions spanning life, accident, and health topics
  • Quick ten-question sets or focused drills on your weakest areas
  • Answer choices written to test the same distinctions the real exam does
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A full-length practice test, timed and scored

Sit a full-length life and health insurance practice test under a real time limit, get a score the moment you finish, and know what exam day feels like well before you're sitting in the seat.

  • A full-length mock exam under a realistic time limit
  • An instant score, so you know whether you're clearing the mark
  • A full review of every question you missed once time is up
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Every question explained

A right-or-wrong score doesn't teach you anything. Every question comes with a plain-English explanation of why the correct answer is correct and why each other option isn't — which is what finally makes the tricky annuity, policy-provision, and tax questions click.

  • The reasoning behind the right answer and each wrong one
  • Concept-level understanding that holds up when the wording changes
  • No cramming isolated facts — learn what the question is really testing
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Know when you're actually ready

Instead of guessing, study against a readiness score that moves as you practice and a plan that always points you at the topics holding your score down. When the score says you're ready, it's because your practice says so.

  • An exam-readiness score that updates with every session
  • Per-topic mastery, so weak areas surface early
  • A study plan ordered by what will lift your score the most

Curriculum

What's on the life & health insurance exam

Every topic we cover for the life, accident & health exam, grouped the way the exam outline groups them — general insurance concepts, the life and health material itself, and the federal tax rules that apply.

  • Insurance Concepts
  • Contracts General Knowledge
  • Insurers General Knowledge
  • Producers and General Rules of Agency

  • Life, Accident and Health or Sickness Insurance Basics
  • Types of Life Insurance Policies
  • Life Insurance Policy Provisions, Options, and Riders
  • Annuities
  • Medical Plans
  • Individual Accident and Health or Sickness Insurance Policy Provisions
  • Disability Income and Related Insurance
  • Group Health Insurance
  • Specialized Health Insurance for Qualified Individuals

  • Federal Regulations and Industry Associations
  • Federal Laws and Regulations
  • Federal Tax Considerations for Life, Accident and Health or Sickness Insurance

FAQ

Life & Health Insurance exam questions, answered

Start practising today

Take your first Life, Accident & Health practice exam in your browser — nothing to install, one account across web, iPhone, and Android.