Insurance · Life Insurance
Life Insurance Producer
Life policies end to end — term and whole life, provisions and riders, annuities, and federal tax treatment.
4.8from real test-takers
Curriculum
What's on the exam
Every topic covered for Life Insurance, grouped the way the exam outline groups them.
- Insurers General Knowledge
- Risk, Perils, and Risk Management
- Insurable Risk, Indemnity, and Utmost Good Faith
- Elements of a Legal Contract
- The Application and Contract Characteristics
- Warranties, Representations, and Interpretation
- Producers and General Rules of Agency
- Life Insurance Uses and Applications
- Underwriting and Premium Determination
- Term Life Insurance
- Whole Life Insurance
- Universal and Adjustable Life Policies
- Variable, Group, and Specialty Life Policies
- Policy Issue, Delivery, and Ownership
- Beneficiaries, Premiums, and Reinstatement
- Incontestability, Exclusions, and Policy Loans
- Nonforfeiture and Dividend Options
- Settlement Options and Waiver of Premium
- Accidental Death, Living Benefit, and Other Riders
- Annuity Types and Funding
- Annuity Payout Options
- Federal Laws and Regulations
- Taxation of Life Insurance and MECs
- Taxation of Annuities and Qualified Plans
Resources
Plan your path and prepare
Use the guide for licensing steps and exam preparation.